Thursday, February 11, 2016

“VERIFIED AFFIDAVIT OF OBLIGATION -*[15 U.S.C.-A security]” “FIRST LAWFUL NOTICE”

“VERIFIED AFFIDAVIT OF OBLIGATION -*[15 U.S.C.-A security]”
“FIRST LAWFUL NOTICE”


HARA L HUMBERD©
BRUCE A. LEWIS©,
By: Bruce-A.: Lewis©, Agent
C/o 19019 International Blvd.
Box Number 147
SeaTac, Washington
near [98188] Non-domestic
                         Líen Claimants

WELLS FARGO BANK NATIONAL ASSOCIATION
WELLS FARGO HOME MORTGAGE,
US BANK, AS TRUSTEE TO THORNBERG MORTGAGE SECURITIES TRUST 2006-4
FIRST AMERICAN TRUSTEE SERVICING SOLUTIONS, LLC
FIRST AMERICAN TITLE INSURANCE.
ALL UNKNOWN INSURERS,
ALL UNKNOWN ENTITIES,
All Agents & Principals,
Both PUBLIC & Private,
JOHN & JANE DOES 1-50, et al.,
Jointly & Severally,
1 Home Campus 55
DESMOINES, IOWA  50329
                          Lien Debtors,
               
                                                                                         (Above space is for Public recording in UCC)

                                                 PLAIN FACTS IN COMMERCE

       Re:  Your account payable owed*** us as an account receivable, plus damages in part for lawbreaking /unlawful damaging acts committed against us by you, under the color of state and federal laws, codes, rules, regulations, statutes, actual & Common Law, all while “acting in concert”.

Dear Agent(s), Principal(s), Unknown Entity(s), and Insurer(s):

Whereas the unchanging principals of commerce are applied herein to this instrument:

I, Bruce-A.:  Lewis, Agent & Secured   Party, with an unlimited right to contract have contracted as a partner and appointed Director of the ALL CAPITAL LETTER Lien Claimants, and here am Agent for people whom you have wronged, declare, under penalty of perjury, Organic Constitutions, and Laws, that the following is true, correct and not misleading:

     1.  A matter must be expressed to be resolved.

     2. The eternal, unchanged principles of Commercial Law are:

a) A workman is worthy of his hire.  (Thou shalt not steal.)
b) All are equal under the law.  (No one is above the law.)
c) In Commerce, truth is sovereign.  (Thou shalt not bear false witness.)
d) Truth is expressed in the form of an affidavit.
e) An unrebutted affidavit stands as truth in Commerce.
f) An unrebutted affidavit becomes the judgment in Commerce.
g) All matters must be expressed to be resolved.
h) He who leaves the battlefield first loses by default.
i) Sacrifice is the measure of credibility (No willingness to sacrifice = no liability,
             responsibility, authority or measure of conviction.)
       j)   A lien or claim can be satisfied only through an affidavit by a point-for-point rebuttal,
            or by payment in full.

3.   All are presumed to know the law and ignorance of the law is no excuse.

4. Fraud and Justice never dwell together.

5. I am middle aged and am competent to make this affidavit.

6. I and/or we have [personal] knowledge of the facts stated herein.

7. I (we) are our   own flesh and   blood, breathing being(s) on the land of the
     Earth, live being(s) and not a government created legal fiction.

8. I recognize the Constitution of 1787, the Bill of Rights (1776), ratified in 1791, and
    Precedent decisions of Article III Justice Courts of Law, and the Law Merchant.

9. The Law Merchant being the foundation of Commercial Law based upon certain
    eternally just, valid, and moral precepts   and   truth, which   have   remained
    unchanged for six thousand (6,000) years, having its roots in Mosaic Law.

10. Said Commercial Law forms the underpinnings of Western Civilization, if not all
    Nations Law and Commerce in this world.

11. Commercial Law is non-judicial and is superior to, the basis of, and can not be set
    aside or overruled by the statutes of any governments, Legislatures, Governmental
    or Quasi-Governmental Agencies, Courts, Judges, and law enforcement agencies,
    which are under an inherent obligation to uphold said  Commercial Law by  my
    hand below.

Declaration of Bruce Lewis

12. I, Bruce Lewis, declare that the following is true, correct and not meant to mislead to the best of my knowledge:

13. Property in question has been and is technically owned by Hara L. Humberd by Deed and Title.

14. It is Los Angeles County APN number: 4402-017-010.

15. There was no actual real money loaned, only the lien creditor herein and her partner in trust loaned their credit for the unknowing use of the banks.

Executed by my hand below under [28 USC 1746(1), UCC 3-402(b)] BRUCE LEWIS©

                                       Declaration of Hara L. Humberd


16. I, Hara L Humberd, AKA Laurie Humberd, am a widow. I am a photographer and publisher. The property, my home is at: 12002 Benmore Terrace Los Angeles was first purchased in summer of 2000.

17. I carry the name Hara Humberd on my documents pertaining to ownership of my house except the time it may have been in Trust for my benefit.

18. In July, 2000 I bought the home in the name of a Trust; The Armand Family Trust, dated August 16 2000 with a trustee Lynn Zimmerman loan 1 million loan 535,000 down.

19. I timely made my payments never being late, and was able to finance and refinance with little effort and in control of my property at all times.

20. In 2003, I went to WELLS FARGO to refinance my million-dollar loan for a better interest rate. My then partner, Anita Corey became involved as a cosigner for a refi with Wells Fargo, 1 million first TD and a good rate and 30 year fixed. Wells Fargo, at the time, as a condition of the refinance request insisted we take it out of the trust and put personal name and that I put Anita on title at least 1% since she was co-signer.

21. Both Anita and I had perfect credit history and Wells Fargo instructed me to pledge my deed of trust to the new loan and in exchange would and did prepare a Power of Attorney, coupled in interest with my deeding over my sole asset, my home, and their giving me complete control over my 3 plus million-dollar property. An Irrevocable Power of Attorney to record for me to pledge property to this new Wells Fargo loan.  The Power of attorney was an “coupled with a property interest” and this was completed and signed by Anita and recorded by Wells Fargo.

22. In 2006, I for refinance to a new loan amount of 2 million dollars.  This is the subject loan of this issues arising to cause the damage to us. Anita then 72 years old.   At this time, we both had a history of excellent credit scores, Anita was 720 I was a 680 credit score.

23. WELLS FARGO told me if I wanted the loan I would have to and let Anita carry it on her own. They assured me full control over my property via the Power of Attorney and my ownership interest.  In exchange for this assurance, I signed the documents on behalf of myself and as the Power of Attorney for Anita.  The documents were signed in March and recorded thereafter and the loan number became 06259886.

24. I have learned to believe that this loan was packaged for Securitization and Wells Fargo was an originator for a REMIC they had until August, 2006 to get in my loan into the Pool. No successive notes or endorcements were recorded on my property until over 4 years later.

25. In 2007 (we had no knowledge of REMIC at this time)
According to pooling agreement there were credit swaps to Royal Bank of Scotland were premeditated and planned according to the pooling and servicing agreement from the inception. This appears to have been timely completed.

26. Swap docs exhibits were discovered by a certified forensic examiner.
It appears that RBS would be an owner of an income stream and what we believe is proof of bifurcation of the note or income stream were severed from the security collateral; deed of trust (since they have to travel together according to California law) leaving the note or loan unsecured (which is later confirmed by Thornberg’s Agents, under oath, in they're own Bankruptcy listing RBS as an unsecured creditor, 2011.

27. In 2008, I again approached Wells Fargo for a refinance and this time was blocked as to my ability to get information and to try to refinance the loan.  Wells Fargo began blocking the use my POA,
At that time the loan was current.

28. I continued to have problems with WELLS FARGO blocking the use of Power of Attorney. Anita became ill with colon cancer and I was the sole one to be handling Benmore issues. I believed they were breaching our agreement.
Feb., 2009 we rescinded signatures on loan and deed of Trust regarding # 06259886.  We got no response to this instruction.

29. In 2010 it appears WELLS FARGO NA hired Stephan Baum, one of the countries most notorious Foreclosure Mill attorney. Both the New York Attorney General Eric Schiderman and the NY US Attorney Preet Bahara have investigated and fined Mr. Baum, a total of approximately 6 million dollars for what appeared to be fabricated documents and fraudulent assignments, legal and ethical violations, and acts against the law.

30. Mr. Baum has fled the country, but was the representative for attempted assignments by WELLS FARGO of my property to US BANK, as successor trustee to LaSalle, for the Thornberg Mortgage Securities Trust 2006-4.
Mr. Baum, acting as an agent for WELLS FARGO, attempted to assign into a REMIC Trust more than 4 years after the normal time allowed (90 days, we believe) by New York Trust Law.

31. WELLS FARGO along with US Bank have continued a course of conduct to take from me my home, ignoring legal documents and contracts with me, ignoring State and Federal laws, I believe.

32. In October 2014, Wells Fargo authorized an auction of my property to US Bank, as successor Trustee to Lasalle, for a purposed Beneficiary, Thornberg Mortgage Securities Trust 2006-4.  We believe they had no authority or business to do so.

33. WELLS FARGO and US BANK, as Trustee for Thornberg Mortgage Securities Trust 2006-4, thru Wells Fargo owned PREMIRE ASSETS is attempting to sell my property to another third party.

34. 2014/2015 to current
I have filed litigation ensuing in the Court System.
I have filed a Liz Pendance.
I have notified the parties attempting to sell my home.
I have notified WELLS FARGO and US BANK of their errors to no avail.

35. Then in December 2015, Hired Bruce Lewis to make sure my interest in the property was not stolen by the banks.

36. I swear under penalty of perjury and the laws of the United States of America that the foregoing is true, correct, complete, necessary and not meant to mislead, to the best of my knowledge under Authority [28 U.S.C. 1746(1)], by: Hara L. Humberd for HARA HUMBERD, Under UCC 3-402(b).
                                                                       

                                                                 
DAMAGES
*  *  *  *  *  *  *  *  *  *
                                       
37. The facts in commerce brings on Sanctions limiting rights retain property or assets to few, if any for the Respondent(s)/Debtor(s). Default then once cured pursuant a due process Notification pattern contractually entitles the Sovereign, a Secured Party Creditor, already with the right to take possession after Default (UCC 9-609).

38. Allowing we Sovereign Secured Creditors to collect the Debt in non-judicial process such as enforcing mortgage (UCC 9-607(b)), Default, UCC filing of a Commercial Lien, sanctions on assets from Commercial Affidavits, Notices of Rights, Notice of Default, and Final Notice of Default, Writ of Attachment and other lawfully filed or served sanction against assets/asset lists, including real property. (UCC 9-607).

39. I/We will give a one-time Ten (10) day break and allow a payoff on this debt in a reduced amount of Five Million Dollars ($5,000,000.) (USD) but the Ten (10) days ran and we have not received these funds then you will be subject to Commercial Lien and agree that we can collect the damages also, whereby your further in dishonor, you are the Debtor(s) and we are the Creditor(s).

40. We also seek added furthered damages for Bad Faith which are speculative and still being ledgered and calculated, you failed to make any Good Faith effort to pay us what is owed to us as stated in the foregoing, but instead remained silent, eventually this will add through further due process Notifications and Default of payment whereby you shall be deemed Negligent and out of Due Process, time and Commercial Grace.

41. Further in losing my home, and in all the damages from the numerous injuries it is obvious that given the circumstances of your non-payment of your commercial obligation and the balance of this bill that derived business losses and the foregoing ailments and damaging actions thereof was foreseeable.

42. Your actions/inactions to cure your non-payment(s) appears to be willful, wanton and by design, at a bare minimum it is self-evident negligence on you part coupled to the abuse we have suffered from your wrongful actions in commerce.

43. This is tortuous and unlawful whereby we will by December 14, 2015 we be then demanding damages of on Five Million Dollars ($5,000,000.) (USD), but will presently for the next Ten Days (10) days accept Four Million Dollars (4,000,000.) (USD) in totality as payment in full, if paid immediately within Ten (10) business days, otherwise you have the same (10) days to answer this Affidavit, point for point, under penalty of perjury signed in blue ink and allow three (3) days for mailing.

44. This instrument and the following instruments shall provide sufficient, Time, Notification and Commercial Grace, whereby you are on NOTICE that after December 14th, 2015 we will accelerate (UCC 1-309) wherein if you have not paid as per offer herein you will have lawfully assented to the have ten (10) days to pay the Five Million Dollars ($5,000,000.00) (USD) balance then due and owing plus allowing three (3) days.

45. Lien Claimant(s) are owed even more damages and has suffered in commerce whereby  you have ruined “Business Advantage(s)” and  “ caused “Loss of Business Opportunities”, “depression”, “bodily pain”, “suffering”, “inconvenience & discomfort”, “humiliation”, “loss of time”, “mental suffering”, “undue stress”, “anxiety”, “injury to reputation” (both [personal] & business), which was ongoing, willful, wanton as if by design, and in Bad Faith causing speculative damages, and punitive damages.  

46. Lawsuits are not in a Sovereigns choice as he is immune from courts as Noticed below.

47. Please pay immediately as this is a bill for damages, a major account receivable that I/we are owed by you, even several hundred thousand bucks on this is an effort and will slow down our move to Lien your property(s).

48. Should requested response an affidavit under penalty of perjury signed in blue ink not be lawfully answered and/or the initial settlement offer of funds be paid then the amount due and owing is multiplied under RICO times three (3) and that times Ten (10) for punitive damages and the amount then due and owing in the Twenty-one (21) days after this Notice shall be tripled under RICO and multiplied by Ten (10) for punitive damages. We will Default you all Jointly and Severally if this instrument is not satisfied.

CLAIM OF LIEN

49. This instrument is an Affidavit of Obligation, also known as a Claim of Lien.  This affidavit of obligation is a commercial instrument arising from a private or public contract, either express, constructive, and/or implied, which exists by the express, constructive, and/or implied consent of the Lien Debtor.  Therefore, this Affidavit of Obligation is a consensual commercial lien; this is not a Lis Pendens lien.

50. THIS CLAIM OF LIEN WILL BE RECORDED against Lien Debtor(s) for default and breach of contract under commercial law, as an involuntary lien based on consensual actions by knowledgeable breach of contract (explained herein).

51. The Lien Claimant’s Claim of Lien is expressed as this Affidavit.  A mere unsworn declaration is not sufficient grounds for a Claim of Lien because it does not attach commercial liability to the [person] making the claim of obligation upon a debtor.  The being making the claim (the Lien Claimant) must assume the commercial liability for making a claim against the debtor (the Lien Debtor) by issuing a sworn statement known as an Affidavit of Obligation which is given to the best of the claimant’s knowledge and belief to be the truth, the whole truth, and nothing but the truth, for which the claimant stands, s/he commercially responsible.

52. A lien implies impoundment of property.  A breach of the said impoundment, also known as pound-breach, is a felony.  The suspension of an Affidavit of Obligation is the suspension of the right to give testimony in one’s own behalf, and is, therefore, in the nature of a suspension of the Writ of Habeas Corpus, a thing done only under conditions of martial law, civil war, or mixed war.

53. A judge cannot interfere with, tamper with, or in any way modify testimony without rendering incredible the truth-seeking process in his sacred profession and destroying the fabric of his own occupation, thereby committing professional suicide.  Any judge who tampers with testimony, deposition, or affidavit, is a threat to the commercial peace and dignity of the State and of the United States, is in violation of the Supreme Law of the Land, is acting in the nature of a foreign enemy, and is justifiably subject to the penalties of treason.

54. A bill in commerce is a private declaration of obligation.  A lien in commerce is the same bill made public with a commercial affidavit attached in support of the bill.  When a lien instrument is composed and made public, either by recording in the Office of the County Recorder or by any other method of open and wide publicity, a copy of the Claim of Lien must be provided for the Lien Debtor so that the Lien Debtor will thus be enabled to defend against the lien.  To guarantee the Lien Debtor has an ample grace period of three months to defend against the lien, the grace period does not begin until a copy of the Claim of Lien or a Notice of Lien is in the possession of the Lien Debtor.  If only a Notice of Lien is supplied to the Lien Debtor, the Claim of Lien must be filed in a place of public access such as the County Recorder’s Office, or other such public place clearly specified in the Notice of Lien, and easily publicly accessible.  A Notice of Lien is not a Claim of Lien/Affidavit of Obligation, and therefore cannot be lawfully entered by the County Recorder on a County, State or Federal Lien Index.

55. In the absence of a response, when the LIEN DEBTOR was given an opportunity to respond, the LIEN CLAIMANT hereby inserts and records this CLAIM OF LIEN against LIEN DEBTOR, jointly and severally in the total amount listed below.  Said CLAIM OF LIEN is in the amount of damages enumerated herein which total ledger amount is secured by the real and personal community property of LIEN DEBTORS as listed below.

56. This CLAIM OF LIEN is filed pursuant to the Fundamental Commercial Law that has existed nearly 2,000 years:

"The ability to place a lien upon a man’s property, such as to temporarily deprive him of its beneficial use, without any judicial determination of probable cause dates back not only to medieval England but also to Roman times."  United States Supreme Court, 1968, Sniadach v. Family Finance Corp., 395 U.S. 337, 349.

Supported by the California Supreme Court, 1971, Randone v. Appellate Department, 5 C3d 536, 96 Cal Rptr 709 and 488 P2d 13.

YOUR ADMINISTRATIVE OPPORTUNITY
VERIFIED AFFIDAVIT OF FACTS.  As a courtesy to ensure your opportunity to rebut errors and memorialize the integrity of the public record, I have verified the jurisdictional and payment representations herein.  This is a splendid opportunity for you to rebut the allegations and facts presented herein with your willful acceptance of full commercial liability pursuant to the various international remedies at my disposal.

OPPORTUNITY TO STATE A CLAIM.  It is my pleasure to afford you the opportunity to exhibit any superior claims or a material defect in my Claim noted hereunder.  All such representations must be verified to avoid any unfortunate assumption of enticement or deception.

STATING A CLAIM.  This Contract is your administrative opportunity to exhibit any security interest in the Lien Claimants, which is superior to the Claim, or a material defect in the Claim.  All such representations must be verified to have merit.  The use of an unverified claim can have serious legal consequences.  Please consult an attorney.


Failure to State a Claim
If you fail to exhibit a superior claim, a material defect in the perfection of Claimant’s security interest, or evidence contradicting the allegations and facts stated herein, then you agree to the issuance of Judgment, and that you have WAIVED ANY AND ALL RIGHTS TO STATE A CLAIM IN THE MATTER.  Failure to state a claim is irrevocable, having had the opportunity and failed to plead.  Serious criminal liability applies to any party that would subsequently purport to a claim.


COMMERCIAL STANDING
CO-CLAIMANT FEES.  The commercial liability for any party seeking the privilege of being joined as a co-Claimant to this Affidavit of Obligation/Claim of Lien is hereby established at Five Million Dollars ($5,000,000.00) per each action which attempts to impair the Claim or stultify the Lien Claimant.

JOINDER FEES.  The commercial liability per each offer to accept, share, partake in, and enjoy the privileges, benefits, responsibilities and liabilities of the Contract thereby joining as a principal hereto, whether by event of impairment or stultification of the Contract or the principals is $10,000,000.00 per event, upon Notice of Joinder to the Contract.  Any party seeking a joinder to the Claim is entitled to receive Notice of Trespass on Claim or Notice of Impairment of Claim or Notice of Joinder to the Claim and a ten (10) day opportunity to cure the impairment/stultification.  In the event you seek such a joinder to the Claim, you agree to pay the joinder fee within ten (10) days of presentation of a True Bill.  If you fail to timely pay the True Bill, you agree that a right of lien has been created and perfected against you.

PRESERVATION OF RIGHTS.  All rights, remedies and defenses are hereby expressly preserved.
Trespass.  All parties to the Contract agree that a hostile presentment by the defaulting party to a secured party or assignee, either written or oral, is a criminal act and a trespass upon the Contract requiring the imposition of one or more applicable Joinder Fees and the party or parties are to be added to a list of Successor Sureties which may appear hereunder.

Perfection of Lien.  If you fail to correct the default within three (3) days, you agree that Claimant holds a right of lien and levy against you.  Pursuant to that right of lien and levy, you agree to be named as Debtor on one or more financing statements to be filed against you, and that Claimant can initiate and pursue all lawful measures and actions, administrative and judicial, to protect and collect his/her collateral.

Conversion of Liability.  If you fail to correct the default within three (3) days, you agree to accept total liability for all unresolved obligations in this matter as Holder in Due Course and/or Debtor in Possession and to satisfy all such liabilities commercially or with personal corporeal labor, service, of equivalent value until fully paid.  In other words, if you continue to hold equity without providing equal value or fail to post the payment, perform the setoff, cease all distress and provide timely refund of Claimant’s property, all liabilities will be converted to yours.

Self-Executing Power of Attorney.  To facilitate your strict compliance with all of the terms of the Contract, if you fail to correct the default within three (3) days of any notice of default, you give, by remaining silent, unlimited power of attorney to Claimant to sign and execute for you regarding enforcement of your obligations under this Contract.  In that event, you instruct and authorize the Claimant to execute Lien Debtor’s signature(s) in representative capacity on a certain Self-Executing Power of Attorney document which is attached to and incorporated in this Contract in its entirety by reference. You hereby agree to Lien Claimants use of UCC 3-402 in this process to collect the debt you owe in entirety.

RESPONDENTS’ RESPONSIBILITY TO RESPOND
Upon receipt of this Affidavit of Obligation by Certified Mail, Lien Debtor(s), Lien Debtor(s) have twenty (20) days from the date of receipt, plus three days’ grace for mailing, in which to respond to this Affidavit of Obligation.  Your response may be to 1) Correct the injustice which has been done by crediting my account with the payments the bank has  received and reconveying the deed(s) to the Lien Claimants; or 2) rebut or correct any errors contained within this Affidavit of Obligation, particularly the items numerated in all the paragraphs under Section II, by Affidavit sworn true, correct and complete, based on Affiant's own Commercial Liability; or, 3) paying the Two Hundred Fifty Million ($250,000,000.00) (USD) by check, cash or money orders immediately to Lien Claimant(s).

TERMS OF RESPONSE.  Mere denials will not suffice as an answer, and will be considered a non-response.  Any reply to this Affidavit of Obligation, other than a verified point-for-point response sworn under full commercial liability, with supporting evidence attached, is deemed by agreement of the parties to be a willful non-response thus constituting your agreement to the claims herein and your acceptance of all liabilities in this matter.  Your non-response will place you and your office in default, and the presumption will be taken upon the public records that you and your office freely agree with all the points and authorities contained in this Affidavit of Obligation, as the terms of our contract.  See in para materia Federal Rules of Civil Procedure Rules 8(d) and 12(g).  A non-response is an admission to claims made herein.

DEFAULT.  Failure to respond pursuant to the said Terms of Response or specifically perform under the provisions of this administrative remedy or credit and ledger Claimant’s tender of consideration will comprise a default on this administrative remedy.  As an operation of law, a default will comprise your agreement, consent and confession to all of the terms, statements and facts herein and herewith, and all inclusions and indorsements, front and back, annexed hereto.

STATUTE STAPLE.  Upon certification of your Default, you agree that this Contract is self-adjudicating upon your Default and agreement.  All liabilities are subject to immediate execution against the Lien Debtors.

ADMINISTRATIVE JUDGMENT.  AGREEMENT TO ESTOPPEL.  Default will comprise your consent, agreement and confession to the issuance of a claim (“Judgment”) certifying your agreement with all terms, statements, facts and provisions herein.

ESTOPPEL BY ACQUIESCENCE.  Your Default will comprise your agreement that all issues pertaining to this Contact are deemed settled and closed res judicata, stare decisis, laches and collateral estoppel, and as a result, judgment by estoppel.

WAIVER OF RIGHTS.  Your Default will comprise your consent, agreement and confession to waive any and all rights to raise a controversy, appeal, object to, or controvert administratively or judicially any of the terms and provisions in this Contract or the estoppel.  Upon Default, you and your agents may not argue, controvert, or protest the finality of the administrative findings to which you have agreed unless such Waiver of Rights which follows is declined in writing.  Any such argument or controversy will comprise your confession to Perjury, Enticement to Slavery and various crimes against humanity.


CERTIFICATION AND RECORDING OF NON-PERFORMANCE FOR EVIDENTIARY PURPOSES.  For your protection, non-performance will be certified and recorded in the public record as evidence that Lien Claimants have exhausted all administrative remedies and that Lien Debtors have elected to waive all rights to raise a controversy or claim immunity from collection proceedings, having declined the opportunity to plead.  You may wish to consult counsel familiar with public policy and the commercial implications of my security interest.

Since I, the living, breathing sentient being, have been injured by the acts and actions of the above-named Lien Debtors, upon certified default of this contract, Lien Debtors agree they are jointly and severally responsible to pay damages to Lien Claimants, as itemized in the attached invoice.  Respondent(s) have ten days from the time of this notice to deliver funds to Lien Claimants.  In the event the Lien Debtors fail to deliver the funds, plus daily fines to Lien Claimants as agreed in the contract, Lien Debtors hereby agree to be subject to involuntary bankruptcy proceedings on each party in their private and public capacity.


  I.  LEDGERING

1.1 Lien Claimant's life(s) has been disrupted, health issues have threatened near death and forced by Lien Debtors actions creating loss of employment, lost business opportunities, lost business advantage and with the self-evident infliction of emotional distress and loss of enjoyment of life. Therefore, since I can recall at least fourteen times when, so we are explicitly ledgering for fifteen (15) times when my rights were exceptionally disturbed by Lien Debtors' violation of the laws, knowing full well there were more incidents than these, virtually each time I was denied my finished and properly repaired property.  Explicit point-for-point ledgering consists of the following:  Each and we use only 50 violations, represents damages in the minimum amount of $5,000,000.00 per offense, for a total of $50,000,000.00, to be assessed jointly and severally.

CLEAN HANDS/GOOD FAITH LIEN

This Lien is not applied for light or transient reasons, not engaged in for purposes of harassment, and not engaged in for purposes of impeding or slowing court process.

The Lien Debtors have violated the law by the foregoing acts and omissions, and are severally and jointly assessed for their acts and omissions in the amount of Five Hundred Million Dollars ($500,000,000.00).  Interest shall be applied at the rate of one percent (1%) per month on the unpaid balance once this lien has matured.

II.  SURETY -- PROPERTY

2.1 The Surety Property of this Commercial Lien is any and all property of the Lien Debtors both real and movable, wherever located, except those survival provisions and keepsakes and wedding rings which are normally exempt in the Lien Process.  Refer to an ordinary lien exemption list, such as is presented by the IRS, for details.  Specifically included is Lien Debtors' house(s) businesses and contents located as well as All property located at: 12002 Benmore Terrace Los Angeles, California [90049]. Lien Debtors' cars, trucks, jewelry, all personal property and Lien Debtors' checking and savings accounts and any stocks and bonds owned by Lien Debtors.

2.2 Grace.  The commercial grace of a Lien process consists of a ninety (90) days (three-months Old Testament Hebrew/Jewish commerce) grace period.  Lien Debtors are placed on official notice that Lien Claimant will proceed with default proceedings at the end of ninety (90) days from your receipt of this notice of time limitation or process of service. We honor this be allowing you ninety (90) days to cure. Then the lien is bound and only payment in full can satisfy your debt.

2.3 Assessment:  This Lien is assessed and ledgered by this Affidavit of Obligation, and is sworn to be true, correct and complete and not misleading.

2.4 Violation of this process constitutes accessory to a crime.  Any attempt to abridge or defeat or impair this process and release this Lien against the cited Lien Debtors is a felony, publicly punishable by an escalation of this Commercial Process.  If the official custodians of this Lien do not honor and protect it, or attempt to tamper with, expunge or release it, they will become personally individually liable for all damages which result, both commercially and criminally, which could have been prevented by reasonable diligence and lawful behavior pursuant to 42 U.S.C. 1986 and 18 U.S.C. 4, 241, 242.

2.5 Conditions for releasing Lien.  A release of this Lien can be accomplished by the following:

(1) A satisfaction of the lien by the Lien Debtors; or
(2) A categorical point-for-point rebuttal (affirmation, denial or explanation) of every element of the Lien Claimant's claim, said rebuttal being also in the form of a commercial affidavit for which Lien Debtors accept full personal commercial responsibility.  If the Lien Claimant can rebut the Lien Debtor's rebuttal, the Lien stays in force; or
(3) A voluntary (un-extorted) removal of the lien by the Lien Claimant (or his heirs or assigns, if such has been provided for); or
(4) A decision by an impartial common law jury duly convened and properly conducted (not tampered with by a judge, other public official, or other person).


III. CERTIFICATION

3.1 Criminal Certification:  I, the Affiant/Lien Claimant, certify and affirm that I have grounds to, and do believe, that the above accused Lien Debtors committed the above offenses contrary to law as is self-evident based upon the facts herein incorporated.

3.2        General Final Certification:  I, Affiant/Lien Claimant, certify and affirm on my own commercial liability, that I have read the foregoing and know the content thereof and that it is true, correct, complete and not misleading, the truth, the whole truth and nothing but the truth.

NOTE: Maxim(s) of Law; 1. In Commerce – Truth is sovereign; 2. For a matter to be resolved, it must be expressed; 3. It is fraud to conceal a fraud; 4. Law dislikes delay; 5. The law punishes falsehood; 6. Fictions arise from law, and not law from fictions; 7. All are equal under the law; 8. Right and fraud never go together; 9. The more common the evil the worse; 10. To lie is to go against the mind; 11. Necessity overcomes the law; 12. Negligence has misfortune for a companion; 13. Nothing unjust is presumed in law. 14. False in one thing, false in everything; Contract Law – Silence equates to agreement.

Executed this 14th day of December, 2015 under Authority [28 U.S.C. 1746(1)]:

Signature: HARA HUMBERG©, A COPYRIGHTED LEGAL FICTION [UCC 3-402]

                                                     

                                              /s/ by: __________________________________________
                                                         Bruce-A.: Lewis©, Agent /Affiant/Partner /Creditor
                                                         Without prejudice, UCC 1-308, 1-103, 1-301, 3-402
                                                         All rights & Remedies Explicitly Reserved



SPECIAL INCORPORATED NOTICE(S):
To any and all parties and/or your legal representatives, you have Twenty (20) days (Truth in Lending, Regulation Z) in which to respond to rebut this affidavit, from the date above, plus three (3) days for mailing, wherein you must rebut this presentment by affidavit, point for point, signed in blue ink, under penalty of perjury, allowing three (3) days for mailing, UCC 1-202, 1-204. A lack of response on your part means you assent to this affidavit and a fault, UCC 1-201(17) exists creating fraud through material misrepresentation which vitiates all forms, contracts, agreements, testimony, statements, etc., expressed or implied, from the beginning. UCC 1-103.

1. THE LAW OF PRINCIPAL & AGENT APPLIES TO THIS INSTRUMENT.

2. THIS AGREEMENT IS NON-NEGOTIABLE UNLESS SO CONSTRUED BY THE SIGNING [PARTY] ABOVE AND/OR SUCH HEIRS, SUCCESSORS, ASSIGNS AND LEGAL REPRESENTATIVES OF LIEN CLAIMANT(S) BY ADDING BY WRITTEN ADDENDUM STATING IN PART: [PAY TO THE ORDER OF], OR AS PROVIDED FOR BELOW.

3. TO ANY AND ALL PARTIES RECEIVING THIS INSTRUMENT PLEASE HEED YOU HAVE TEN (10) DAYS TO LAWFULLY RESPOND TO THIS INSTRUMENT FROM DATE OF RECEIPT, WHEREBY YOU CAN REBUT THIS PRESENTMENT, POINT FOR POINT BY AFFIDAVIT, SIGNED IN BLUE INK, ALLOWING THREE (3) DAYS FOR MAILING, UCC 1-202, UCC 1-204. A LACK OF RESPONSE ON YOUR PART MEANS YOU ASSENT TO THIS AFFIDAVIT AND A FAULT, UCC 1-201(17) EXISTS CREATING FRAUD THROUGH MATERIAL MISREPRESENTATION WHICH VITIATES ALL FORMS, CONTRACTS, AGREEMENTS, TESTIMONY, STATEMENTS, ETC., EXPRESSED OR IMPLIED, FROM THE BEGINNING, UCC 1-103. THIS NOTICE DOES NOT APPLY IN LEIN OR LEVY TO THE UNITED STATES, INC., OR THE INTERNAL REVENUE SERVICE (IRS), BUT THIS IS THE ONLY EXCEPTIONS. TO ALL OTHERS, YOUR LACK OF PROPER RESPONSE BY AFFIDAVIT, POINT BY POINT, SIGNED IN BLUE INK UNDER PENALTY OF PERJURY, IS DEEMED TO BE TACIT AQUIESENCE, ASSENT UNDER THE DOCTRINE(S) OF ESTOPPEL AND LACHES, THAT YOU FURTHER AGREE TO ANY DEBT OWED TO THE EXECUTING PARTY, AND OR THEIR HEIRS, SUCCESSORS AND ASSIGNS, INCLUDING LEGAL REPRESENTATIVES AND ANY SUCH AMOUNT(S) OF MONIES IN COMMERCE, WHEREBY THIS INSTRUMENT CONSTITUTES EVIDENCE OF SAID DEBT IN THE ORDINARY COMMERCIAL SENSE, BEING AN ACCOUNT RECEIVABLE, A FINANCIAL INSTRUMENT PURSUANT [15 U.S.C.]. WHEREBY YOU OWE FIVE MILLION DOLLARS ($5,000,000.) (USD) IF NOT PAID IN TWENTY-THREE (23) DAYS TRIPLE DAMAGES ARE ACRUED AND SHALL BE LEVIED UNDER BOTH R.I.C.O., TITLE 18 USC 1964, AND/OR 15 USC 1117 AND THE LAW MERCHANT BY CONTRACT OF COMMON LAW CONSIDERATION AMOUNTING TO THIS INSTRUMENT IS FURTHER ACTUAL PRIMA FACIE AND IS ASSENTED TO FIVE HUNDRED MILLION DOLLARS ($500,000,000.) (USD).  PURSUANT TO COMMERCE AND CONTRACTS, UNDER DOCTRINES OF LACHES AND ESTOPPEL AND PURSUANT, BUT NOT LIMITED TO THE LAW MERCHANT, UCC 1-208. YOU CONTRACTUALLY AGREE THAT UPON A LACK OF LAWFUL RESPONSE THAT YOU ASSENT AND AGREE TO TRIPLE DAMAGES UNDER THE RICO ACT 18 USC 1964 ET SEQ. AND IN PARTICULAR TO CIVIL RICO UNTO WHICH YOU AGREE TO A CONTRACTUAL AMOUNT TO BE PAID OF NO LESS THAN FOUR MILLION DOLLARS ($4,000,000.) (USD) ON FIVE MILLION ($5,000,000.00) (USD) AND IF NOT PAID IN TEN (10) DAYS, THEN PUNITIVE DAMAGES MULTIPLYING THAT TIMES TEN (10) PAYABLE IN THIRTY-ONE (31) DAYS FORM THE DATE BELOW SENT BY CHECK TO THE ABOVE ADDRESS FOR LIEN CLAIMANT(S), FOR FIFTY MILLION DOLLARS ($50,000,000.) (USD).  ***

4. YOU ARE THE DEBTOR AND I/WE ARE THE CREDITOR(S) WHEREBY IN EVENT THE DEBTOR DISHONORS THIS INSTRUMENT, DEBTOR AGREES TO PROVIDE BANKRUPTCY FORM 5 IN ACCORD WITH 11 USCA 303 WHICH IS A PROPERTY DESCRIPTION LIST OF ALL PROPERTY HELD IN DEBTOR(S) NAMES. CREDITOR WILL TAKE THE EQUITY AND PLACE IT FOR SALE AND PROCEED TO LIQUIDATE THE PERSONAL PROPERTY FOR SETTLEMENT OF THIS ACCOUNT, DEBTOR(S) ADDITIONALLY AGREES TO BE PLACED ON A UCC-1 FINANCING STATEMENT AS DEBTOR ATTACHING IT TO A PETITION OF INVOLUNTARY BANKRUPTCY AND A LIST OF CREDITORS COLLATERAL. UPON FILING THE UCC-1 WITH THE SECRETARY OF STATE, THE LIQUIDATION AND DEPOSITION OF PROPERTY WILL BE EXECUTED IMMEDIATELY. RESPONDENT CONSENTS TO BE IN INVOLUNTARY BANKRUPTCY AND WILLINGLY ALLOW SECURED PARTY CREDITOR TO LIQUIDATE ALL COLLATERAL IN RESPONDENTS NAME(S). UPON DEFAULT A CERTIFICATE OF DISHONOR & AFFIDAVIT OF NOTICE OF DEFAULT WILL BE ISSUED WHICH WILL ACT AS A DEFAULT JUDGMENT, UNTIL A FURTHER DECLARATION OF FINAL DEFAULT AGAINST RESPONDENT(S) WHEREBY ALL EQUITY FOUND IN THE NAME(S) OF RESPONDENT(S) WILL BE DISPOSED OF IN A FOREIGN PROCEEDING.

5. SHOULD YOU NOT ANSWER PROPERLY UNDER CONTRACT LAW AND THE LAW MERCHANT AND ALL IN THE FOREGOING YOU ARE IN VIOLATION OF A NUMBER OF BANKING AND ACCOUNTING PROCEDURES, INCLUDING, BUT NOT LIMITED TO: BREACH OF FUDICIARY DUTY (UCC-3-307), OBLIGATION OF DRAWER (UCC-3-414), PRESENTMENT OF TENDER OFFER (UCC-3-501), DISHONOR OF PRESENTMENT (UCC-3-502), EXCUSED PRESENTMENT (UCC-3-504), DISCHARGE AFTER PRESENTMENT (UCC-3-602), RESPONSIBILITY FOR COLLECTION OF PRESENTMENT (UCC-4-214(d)(2).

6. THIS INSTRUMENT IS EVIDENCE OF DEBT IN THE ORDINARY COMMERCIAL SENSE AND THEREFORE AN ACCOUNT RECEIVABLE CONSTITUTING A SECURITY PURSUANT TO [*15 U.S.C.]  (SEE: ATTACHED *APPENDIX A). THIS INSTRUMENT IS ASSIGNABLE AT THE OPTION OF LIEN CLAIMANT(S) HARA L. HUMBERG© AND/OR BRUCE LEWIS©, By: Bruce A. Lewis, Agent.

7. NEITHER I, ME, MYSELF, AFFIANT, NOR PARTY(IES) ON WHO’S BEHALF I AM AGENT FOR, MEAN ANY DISRESPECT, BUT UNDER THE NINTH AMENDMENT HAVE THE RIGHT TO USE ANY SELF DEFENSE AVAILABLE TO US AND THE SYSTEM IN PLACE THAT YOU ALL REALLY OPERATE UNDER IS THE SYSTEM OF THE LAW MERCHANT. THIS IS CONTRACTS IN COMMERCE (UCC) AND SUCH HAVE BEEN IMPROPERLY AND UNLAWFULLY FORCED AS DESCRIBED IN THE FOREGOING LEAVING US WITHOUT RECOURSE UNDER TOTAL DURESS AND NECESSITY, HENCE THIS INSTRUMENT IN COMMERCE, WHICH WILL ALLOW YOU TO PAY THIS DEBT AS SOON AS POSSIBLE BY AND UNDER LAW. WE HEREBY STAND ON OUR UNALIENABLE RIGHTS.

8. THIS INSTRUMENT SHALL INURE TO THE BENEFIT OF THE HEIRS SUCCESSORS, LEGAL REPRESENTATIVES AND ASSIGNS OF AFFIANTS, Bruce A. Lewis, agent, d.b.a.: BRUCE A. LEWIS©, INCLUDING, BUT NOT LIMITED TO CAPTAINS, PARTNERS, CREWMEMBERS, AND ALL OTHERS WHOM HE IS LAWFUL AGENT AND COMMERCIAL NON-UNION LAWYER FOR. ABOVE THAT IN HIERARCHY OF LAW IT SHALL INURE TO THE BENEFIT OF LIEN CLAIMANTS, THEIR HEIRS, SUCCESSORS AND ASSIGNS AND IS ASSIGNABLE BY THEIR HAND AS NEEDED.

9. PERMISSION TO USE COMMON LAW COPYRIGHTED NAME AND ALL ORTHOGRAPHIC VARIATIONS THEREOF UNTIL FURTHER NOTICE IS HEREBY GRANTED AS EVIDENCED BY THE AGENTS SIGNATURE HEREIN EXECUTING THE FOREGOING INSTRUMENT IN BLUE INK.


*(See attached page showing *[15 USC] Notice, APPENDIX A), also note that all future filed or served addendums and Exhibits as they are prima facie evidence of crimes, in part or in whole are herein withheld pending investigation for further criminal charges and proceedings.

** The foregoing instrument*** incorporates Proof of Service to it and this is bona fide prima facie evidence of actual service, Notice/Proof of Service and that service is in fact certified and this instrument is unto itself evidence of this fact. Further Proof is attached and shows address of agent(s) and/or principal(s) and is also evidence of debt and is a contract in commerce herein incorporated into this instrument.

***The United States Various Offices or Agencies and the Internal Revenue Service may be assigned this instrument in order to set-off debts for fines, penalties interest, 1040 return/tax debt, backing of bonds, or other debts. Creditor(s) herein reserve all rights to assign it to other trusts or corporations such as banks, trusts and finance companies to cover notes, mortgages, credit card or similar debt(s), in whole or in part in a good faith effort to tender credit to cover any such debt(s). In return for this such entities agree to pay a 10% fee to the agent herein for his facilitating this debt and working to insure its satisfaction. Said fee can either be off the amount paid or in addition top provided this instrument is sufficient to cover the amount that creditor(s) originally damaged have agreed to accept and under this condition.

AFFIDAVIT OF NOTICE, DECLARATION, AND DEMAND
FAIR NOTICE AND WARNING OF COMMERCIAL GRACE
THIS IS A U.S. S.E.C. TRACER FLAG, NOT A POINT OF LAW ________________________________________
A SECURITY (15 USC)
------------------------
COMMERCIAL AFFIDAVIT
THIS IS A U.S.S.E.C. TRACER FLAG
NOT A POINT OF LAW*
(see attached instruction below)
________________________________________
* One definition of "A SECURITY" is "any evidence of debt."
                                                           * * * * * * * * * * *
APPENDIX A
The Lien Claimant does NOT rely on Title 15 as a basis for the "Commercial Lien." ALL Commercial processes, by using or relying on notes or paper in Commerce (e.g. Federal Reserve Notes), must bear some sort of Federal tracking code, a County Recorder's number or a serial number, which process must be accessible for inspection at the nearest relevant County Recorder's Office or be widely advertised. When a Lien matures in three (3) months, ninety (90) days, by default of the Lien Debtor through the Lien Debtors failure to rebut the AFFIDAVIT OF OBLIGATION point-for-point categorically, it becomes an accounts receivable in the ordinary sense of a collectable debt upon which assignments, collateralization, and other commercial transactions can be based, hence becomes a Security subject to observation, tracking, and regulation by the United States Securities and Exchange Commission (hereinafter U.S. S.E.C.).
The notation "A Security -- 15 USC" is a flag in Commerce telling the U.S. S.E.C. that a speculation account is being established to enforce a lien. The U.S. S.E.C. can then monitor the process. As long as the process is truthful, open, and above-board (Full disclosure), the U.S. S.E.C. has no jurisdiction over it, for even the U.S. S.E.C. has no jurisdiction over the truth of testimony, depositions, affidavits, and affidavits of obligation (Commercial Liens), and an unrebutted affidavit stands as the truth in Commerce.
Legal Authority: Universal moral/existential truths/principles, expressed in Judaic (Mosaic) Orthodox Hebrew/Jewish Commercial Code, corollary to Exodus (chiefly Exodus 20:15, 16). This is the best known Commercial process in America.
When an Affidavit is so flagged in Commerce, it becomes a Federal Document because it could become translated into a Security (for example by being attached in support of a Commercial Lien), and not accepting, undue stalling, silence (fraud) and/or failure in filing a response to said Commercial Affidavit becomes a Federal offense.
[Sent via: “Common Law Mail Box Rule”]

PROOF OF SERVICE
The Law of Agent & Principal applies to this & all attached & Incorporated Instruments.
I, BRUCE A. LEWIS©, All Rights & Remedies Reserved, by: Bruce A. Lewis, Agent, do hereby declare that a true and correct copy of the foregoing instrument was served the interested parties, all listed Respondents/DEBTORS, courts, their agent(s), including even third party agents / attorneys, et al., and/or ENTITIES and PERSON(S) addressed below as follows:                                          

WELLS FARGO BANK, NA                                        
PO BOX 30427                                                                
LOS ANGELES, CA 90030
                                           
WELLS FARGO MOME MORTGAGE
1 HOME CAMPUS 55
DES MOINES, IOWA 50329

U.S. BANK, NA, as Successor Trustee to
Bank of America, NA (Successor by Merger
To LaSalle Bank, NA) as Trustee for
Thornberg Mortgage Securities Trust 2006-4
777Wisconsin Avenue
Milwaukee, Wisconsin 53202


I, Bruce A. Lewis, Agent, hereby declare under penalty of perjury and under Authority, signed in blue ink below, on the date of the execution of this instrument, that the foregoing attached instrument(s), all herein incorporated were mailed by me, I myself, under the common-law mailbox rule; the doctrine of [Houston v. Lack, 487 U.S. 266 (1988); and under Restatement  (Second) of Contracts, section 63, affirmed in Huizar v. Carey, 273  F. 3d 1220 (9th Cir. 2001)], stating: (“In contract law, once an offer is made, acceptance is effective when put in the mail, and the offer cannot thereafter be revoked; rule applies even if the mail never arrives”), Id..: Satisfying due process [See for reference Mennonite Bd. Of Missions v. Adams, 462 U.S. 781 (1983); United States v. Clark, 84 F. 3d 378 (10th Cir. 1996); Maxwell v. Downes. 68 F. 3d 1030 (6th Cir. 1995); Williams v. United States D.E.A., 51 F. 3d (7th Cir. 1995); It is even irrelevant if the mail is returned “unclaimed” or “unknown”. (for reference see Serit v. Drug Enforcement Administration, 987 F. 2d 10, 14 (1st Cir. 1993)]. This and any prior mailings is pursuant *[15 U.S.C.], (* see attached prior page entitled APPENDIX A). It is self-evident you are so Notified pursuant to Law and are under contract(s) in Commerce to perform or owe damages in lawful funds, Gold/Silver species coins or (USD). Executed the 14th day of December, 2015 under Authority [28 USC 1746(1)].      “VERIFIED AFFIDAVIT OF OBLIGATION -*[15 U.S.C.-A security]” “FIRST LAWFUL NOTICE”.
                                           
                                                          _____________________________________________________
                                                             by:  Bruce-A.: Lewis©, Agent UCC 1-308, 1-201(25)/ (26)
                                                              All Rights, Remedies & Defenses Reserved
                                                              UCC 1-103, 1-203, 1-309, 3-402, 1-301, 3-305, 1-202


                                                                                     Seal:
CC./ Hara Humber, Agent
         File (accounts receivable)                        

UCC-1 Posting #                                            by SPC VICENTE BAUTISTA GALINDO